Sunday, 18 January 2009

  • 20 Units of College 36 Hours of Work and the return of the FAFSA and Future Student Loans

    It's been far too long since my last post so I'm going to just start from this point in my life now.

    In my attempt to get all 60 units of transferable credit worked up in time for me to go to UC Davis I've had to kick up my education into high gear and have enrolled in 20 units this term. Plus at work since I'm always in need of money I've taken over 30 hours of work a week now just to make sure that I might have some spending cash on the side.

    My luck though has always come though for me, the second that I started earning more then $250 dollars a month at my job everyone found new and exciting reasons to take all of my money from me. My father took my truck to get fixed with out telling me or asking me and now I owe him $1100, my parents also have decided that they're not going to pay for my books anymore so that adds a wonderful $500+ dollars a term that I can kiss good buy, some how I now owe a collection agency $250 for a AutoCAD class I took but was kicked out of when my patents check bounced.

    It feels like I'll never get ahead financially, for every step forward I take I can just expect two more back. I've really wanted to save up money for when I go to Davis in 2010 that I might have a little spending money and I also have wanted to save money so I can go off for a quarter and study in Washington DC as part of the University of California's quarter in DC program, ever since reading about it I've really really really wanted to go and intern in DC but it costs $3000 plus tuition and I'd have to buy real office clothing so it's going to look expensive. I also have been trying to save money so I can start thinking about buying an engagement ring and the likes.

    I've come to the conclusion that none of this is going to happen, no matter what I do I am always going to be dirt poor, there will always be someone there to take what little money I save up. The universe refuses to make this whole process easy for me.

    This February I get to try to get my family to sign and properly fill out a FAFSA for the first time, ever since I started college back in 2004 I've tried my hardest to get my family to fill out a FAFSA, but they always have an excuse, they change their excuse every year you see one year I was told that the FAFSA was a scam, the other year I was told that the government didn't really need my parents info if I was the one getting the money, sometimes they just tell me no and don't even give an answer. This is all really just a giant precursor to my future student loans, I can see how this is going to work out now. I'm going to get accepted to Davis, I might even get some kind of scholarship but my family will refuse to help me take out loans, I believe that they will cite something crazy like they don't have the credit or that they don't feel the need to take out a loan because I can just work up the money for school on my own (They have told me this before about art school apparently if I work really really hard I could have made the $45,000 I needed to finish my degree, but it was my own lack of motivation that prevented me from finishing art school). Discourageing as it may sound it's the ugly truth, I'm hoping that once I get my 60 units I might get some kind of miracle and money will rain from the sky, but knowing my luck this is how it will progress. I will get accepted but I won't have the money until I'm 25 when I'm no longer a dependent to them and then I can apply for loans on my own and get federal aid on my own. My family's unwillingness to help me though school will most likely delay my entrance into "real" school by another year, the same time other people my age are finishing grad school I will finely be entering my last couple of years of my undergraduate education.




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